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Klarna · Profflow + Klarna · Live

See the true cost of
buy now, pay later.

Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.

Read-only by default · EU-hosted · Connect this source independently

01 / Native context

Klarna data is not a dashboard.
It is operating context.

How it is read

Profflow reads the source in the language the business uses, then places it inside a complete financial model. No integration becomes the product. It becomes one accountable signal behind the next decision.

What arrives

  • 01Orders
  • 02Klarna fees
  • 03Settlements
  • 04Refunds
  • 05Product margin
  • 06Payment mix

02 / Continuous reasoning

From source signal
to business decision.

  • Observe

    Read fees, settlements and commerce outcomes.

  • Join

    Connect BNPL cost to product and refund context.

  • Explain

    Separate conversion lift from margin effect.

  • Decide

    Show where Klarna adds contribution and cash.

03 / What it unlocks

Built for the questions
operators actually ask.

  • Measured Klarna fees

    Put the actual BNPL charge into contribution instead of hiding it in a blended rate.

  • Settlement timing

    See when Klarna-funded sales become cash and how that changes the forward balance.

  • Return-adjusted value

    Judge conversion lift beside the refund behaviour and margin it produces.

  • Payment-mix economics

    Compare Klarna orders with other payment methods on a like-for-like contribution basis.

  • Product context

    Find which product mix makes BNPL valuable and where its fee consumes the margin.

  • Decision evidence

    Trace the recommendation to orders, charges, refunds and settlement dates.

04 / What it is read into

Everything Klarna knows,
arriving as one figure.

01Orders02Klarna fees03Settlements04Refunds05Product margin06Payment mix
Klarna
Measured Klarna feesSettlement timingReturn-adjusted valuePayment-mix economics
  • 01Orders
  • 02Klarna fees
  • 03Settlements
  • 04Refunds
  • 05Product margin
  • 06Payment mix
Klarna
  • Measured Klarna fees
  • Settlement timing
  • Return-adjusted value
  • Payment-mix economics

05 / Control

Your data stays evidence.
You stay the operator.

  • Read-only connection

    Profflow observes permitted data; it does not silently change the source.

  • Measured stays measured

    Actual charges remain distinct from estimates and modelled outcomes.

  • Every answer is traceable

    Open a conclusion and follow it to the dated rows behind it.

  • Human approval

    Consequential actions stay yours to review and approve.

Before you
connect Klarna.

Can’t find the answer to your question?
Contact us by clicking here.

  • No. Klarna remains the payment provider. Profflow explains its cost and cash effect inside the business.

  • Available settlement timing is carried into the operating model so profit and expected cash do not get confused.

  • Yes. Payment rails remain individually traceable and can be compared on effective cost and contribution.

  • No. The connection is read-only.

Put Klarna in full business context.

Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.