Klarna · Profflow + Klarna · Live
See the true cost of
buy now, pay later.
Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.
Read-only by default · EU-hosted · Connect this source independently
Net profit
€2,521
after every cost below
Revenue
€7,940
68 orders
Total costs
€5,419
measured, not estimated
Margin
31.8%
net on gross
Revenue, day by day
€7,940
Two days below zero
Where it went
€5,419
- Cost of goods€2,103
- VAT & OSS€1,429
- Advertising€1,180
- Fees & returns€302
- Fixed costs€405
01 / Native context
Klarna data is not a dashboard.
It is operating context.
How it is read
Profflow reads the source in the language the business uses, then places it inside a complete financial model. No integration becomes the product. It becomes one accountable signal behind the next decision.
What arrives
- 01Orders
- 02Klarna fees
- 03Settlements
- 04Refunds
- 05Product margin
- 06Payment mix
02 / Continuous reasoning
From source signal
to business decision.
Observe
Read fees, settlements and commerce outcomes.
Join
Connect BNPL cost to product and refund context.
Explain
Separate conversion lift from margin effect.
Decide
Show where Klarna adds contribution and cash.
03 / What it unlocks
Built for the questions
operators actually ask.
Measured Klarna fees
Put the actual BNPL charge into contribution instead of hiding it in a blended rate.
Settlement timing
See when Klarna-funded sales become cash and how that changes the forward balance.
Return-adjusted value
Judge conversion lift beside the refund behaviour and margin it produces.
Payment-mix economics
Compare Klarna orders with other payment methods on a like-for-like contribution basis.
Product context
Find which product mix makes BNPL valuable and where its fee consumes the margin.
Decision evidence
Trace the recommendation to orders, charges, refunds and settlement dates.
04 / What it is read into
Everything Klarna knows,
arriving as one figure.
- 01Orders
- 02Klarna fees
- 03Settlements
- 04Refunds
- 05Product margin
- 06Payment mix
- Measured Klarna fees
- Settlement timing
- Return-adjusted value
- Payment-mix economics
05 / Control
Your data stays evidence.
You stay the operator.
- Read-only connection
Profflow observes permitted data; it does not silently change the source.
- Measured stays measured
Actual charges remain distinct from estimates and modelled outcomes.
- Every answer is traceable
Open a conclusion and follow it to the dated rows behind it.
- Human approval
Consequential actions stay yours to review and approve.
Before you
connect Klarna.
Can’t find the answer to your question?
Contact us by clicking here.
No. Klarna remains the payment provider. Profflow explains its cost and cash effect inside the business.
Available settlement timing is carried into the operating model so profit and expected cash do not get confused.
Yes. Payment rails remain individually traceable and can be compared on effective cost and contribution.
No. The connection is read-only.
Put Klarna in full business context.
Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.