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Newv0.4.7.2 — built for EU and UK Shopify stores

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KlarnaProfflow + KlarnaLive

See the true cost of
buy now, pay later.

Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.

Connect Klarna See the operating system

Read-only by default EU-hosted Connect this platform independently

01 / Native context

Klarna data is not a dashboard.
It is operating context.

Profflow reads the source in the language the business uses, then places it inside a complete financial model. No integration becomes the product. It becomes one accountable signal behind the next decision.

01Orders02Klarna fees03Settlements04Refunds05Product margin06Payment mix
Sources read
6
Write access
0
Figure to check
1
  • 01Orders
  • 02Klarna fees
  • 03Settlements
  • 04Refunds
  • 05Product margin
  • 06Payment mix
Sources

Everything Klarna knows,
arriving as one figure.

Read-only, in the seller’s own account. Six things that live in six places become one number you can check — beside every other channel you sell and advertise through.

  • Your own account
  • Measured, not estimated
  • GDPR compliant
  • Hosted in the EU

One view, everything Klarna
never puts together.

Real net profit

£2,521 kept

31.8% OF £7,940 TAKEN

£2,521 kept£5,419 out

Goods, ads, fees, refunds and tax taken out before anything is called profit.

Daily P&L

23/24 days up

TWO DAYS CLOSED BELOW ZERO

Every trading day read as a complete result, not a line of gross sales.

Product contribution

3/6 costed

ONE PRODUCT BELOW CONTRIBUTION

Ceramic mug+£34
Linen apron+£11
Enamel pin−£3

Which products make cash, and which hide a weak margin behind good revenue.

Profit ROAS

3.60× against 4.19×

£1,180 SPENT, MEASURED ON PROFIT

Break-even4.19×
This campaign3.60×

Acquisition measured against contribution, against the break-even it has to clear.

Connect once.
Everything after that is automatic.

Authorise Profflow in your own Klarna account. It reads, it never writes, and you can revoke it from Klarna at any time.

02 / Continuous reasoning

From source signal
to business decision.

01
○

Observe

Read fees, settlements and commerce outcomes.

02
⌁

Join

Connect BNPL cost to product and refund context.

03
↗

Explain

Separate conversion lift from margin effect.

04
✓

Decide

Show where Klarna adds contribution and cash.

03 / What it unlocks

Built for the questions
operators actually ask.

01

Measured Klarna fees

Put the actual BNPL charge into contribution instead of hiding it in a blended rate.

02

Settlement timing

See when Klarna-funded sales become cash and how that changes the forward balance.

03

Return-adjusted value

Judge conversion lift beside the refund behaviour and margin it produces.

04

Payment-mix economics

Compare Klarna orders with other payment methods on a like-for-like contribution basis.

05

Product context

Find which product mix makes BNPL valuable and where its fee consumes the margin.

06

Decision evidence

Trace the recommendation to orders, charges, refunds and settlement dates.

04 / Control

Your data stays evidence.
You stay the operator.

  • Read-only connectionProfflow observes permitted data; it does not silently change the source.
  • Measured stays measuredActual charges remain distinct from estimates and modelled outcomes.
  • Every answer is traceableOpen a conclusion and follow it to the dated rows behind it.
  • Human approvalConsequential actions remain yours to review and execute.

05 / One operating system

Connect only what
this business uses.

Every source is useful independently. Profflow joins context where it exists without requiring an artificial stack.

ShopifyShopifycommerceKlaviyoKlaviyolifecycleStripeStripepaymentsPayPalPayPalpayments
Explore all integrations

Questions

Before you connect Klarna.

Does Profflow offer buy now, pay later?+

No. Klarna remains the payment provider. Profflow explains its cost and cash effect inside the business.

Are settlements included in cash flow?+

Available settlement timing is carried into the operating model so profit and expected cash do not get confused.

Can Klarna be compared with other payment methods?+

Yes. Payment rails remain individually traceable and can be compared on effective cost and contribution.

Can Profflow change Klarna settings?+

No. The connection is read-only.

Klarna

Ready when you are

Put Klarna in full business context.

Klarna fees and delayed settlements enter the same margin and cash model as the order — making conversion lift and financial cost visible together.

Connect Klarna